Terms of Use

This page is maintained by Southern Alpha. It is not legal advice — if you use this site in a commercial context, get your own counsel.

Acceptance

By accessing southernalphafinance.com you accept these terms. If you don't agree, please don't use the site.

Content licence

All articles, calculators, graphics and code on this site are © Southern Alpha unless otherwise credited. You may share excerpts of up to 200 words with attribution and a link back. Republication of full articles requires written permission.

Calculators & tools

Our calculators are provided for educational purposes. They use simplified models and current published rates — they will not capture every offset, exemption, levy, or personal circumstance. Always verify with the ATO or a licensed professional before making financial decisions.

No advice

Nothing on this site is personal financial, tax, legal or investment advice. See our full disclaimer.

Third-party links

We link to external sites for reference. We don't control them and aren't responsible for their content or practices.

Limitation of liability

To the maximum extent permitted by Australian law, Southern Alpha and its contributors are not liable for any loss arising from your use of the site or reliance on its content. Your use of the site is at your own risk.

Changes

We may update these terms at any time. Continued use of the site means you accept the updates.

Governing law

These terms are governed by the laws of New South Wales, Australia.